D Talks #49

January 23, 2021

blog – 404 Not Found

So, as I’m starting to write this blog, the website is still not online. I’m considering a different web host, so I was visiting other web host’s websites for pricing. The plan that I have at the moment is probably the least expensive option, because that all that I need, right? Well, I saw a pricing option with a suggestion to purchase the option in question if a website has a high amount of traffic. Which got me thinking… I don’t trust the number of page views that are displayed, because the number of views don’t match what I observe online. So, is it possible that the blog got so much traffic that it maxed out the web host’s capacity causing technical difficulties? I still don’t think so, but, the site is probably getting more traffic than the stats show.

compromised stockbroker

Switching the topic, I want to start presenting evidence of sketchiness which demonstrate the stock broker colluding with harassers to tamper with my account. At the time I’m writing this, I’ve sent several messages, and called earlier today. I was on the phone, waiting to speak with someone, for 20 minutes, and then decided to end the call. I’ll follow up with persistent phone calls next week. As I mentioned before, I started writing code to assess my stock portfolio. I noticed a recent transaction was a reinvested dividend, and it wasn’t for the settlement fund, but for a specific stock. I know for a fact that I choose not to automatically reinvest dividends; all dividends are transferred to the settlement fund. I’ll show that transaction soon. As I wrote before, when I noticed this, my roommate whispered “reinvest,” so I figured these people colluded with the stockbroker to tamper with my account. So I logged into my account to see why that dividend was reinvested. I went to the dividend settings and this is what I saw:

As you can see, all of the stocks, shown and not shown, are set to have the dividends transferred to the settlement fund, except for one, and it was for this stock in question. How the heck does that make any sense? So I clicked on “Change elections” to set this dividend’s stock back to transfer to the settlement fund. Here’s the process I followed:

Clicked on “Check all” and chose “Transfer to settlement fund” for both dividends and capital gains.
Review and submit

As you can see, these settings are kind of serious because some people rely on dividends to pay bills and stuff. For this reason, there is a confirmation number. This is something I am aware of. This process is the same process I followed when I set all dividends for each stock to transfer to the settlement fund, many many months ago. I take many many screenshots, so I do have screenshots of this. As you can see, there is a link to the “Trading profile” page which has the default elections that is applied to new purchases. And I know that the default is set to have all the dividends transferred to the settlement fund, but just to double check, I clicked on the link:

As you can see, all of the accounts have “Transfer to settlement fund” set as default. What else would explain this dividend being reinvested? The next thing I checked were the transactions for this stock:

I don’t know why I blurred out the stock, but it’s SLG, SL Green Realty Corp… unsurprisingly

As you can see, all of the dividends from this stock have been transferred to the settlement fund, until early January, which is about two weeks after I started writing code to assess the stock portfolio. How does any of this make any sense just from what you can see from what’s on the website? What’s more, looks like there were two dividend for this stock on the same day, and only one of them was reinvested. Why one and not the other? This can’t be a glitch… Glitches like this don’t happen, and just from the behavior that I’m observing from these people around me, I know they contacted Vanguard and had them tamper with my account… I’ll need to see what legal action I can take because this is a major breech of privacy and security. The word “fiduciary responsibility” is something I’ve written before when writing about the student loan servicer, and as a matter of fact, I just watch an interview with John Bogle, and he talks about fiduciary responsibilities. Here’s that interview:

In this interview John Bogle mentions how stockbrokers have a fiduciary duty to shareholders. He mentions how fiduciary duty has been superseded by the idea of marketing… oh, the irony. This video has been on my Watch Later list for weeks. He then mentions that a federal standard of fiduciary duty needs to be passed, and then goes on to explain that it’s already written in the investment company act preamble, but it vanishes and isn’t implemented, because there’s nothing about measurements or penalties. [seek to around minute 30]

So lets consider a couple of scenarios because I do want to be forever credible. One scenario is, those who are reading this blog can see that collusion between the stalkers and Vanguard happened. And it’s a fact, that I haven’t changed any dividend settings between December and January that would cause dividends to be automatically reinvested. However, let me consider some doubts others might have. What if it’s not a fact that I didn’t change the dividend settings? That means there would be at least one confirmation within the time in question that would demonstrate the dividend settings were changed; which is something Vanguard won’t be able to show. However, lets speculate further, and let’s says that Vanguard does provide me with at least one confirmation number to demonstrate that the dividend settings were changed. That means that someone had my phone to log into my Vanguard account for two-step authentication, which isn’t likely, because I’ve had my phone this whole time. So, no matter how much speculation I do, I can’t seem to think of a scenario where Vanguard can defend themselves against collusion with the stalker harassers.

more cyberstalking, and harassment

So last night (night of January 22nd), I was kind of exhausted, so after I took a shower, I went to sleep rather quickly. Then I wake up to the people in the room next to mine, hosting a gathering, playing music, and making a lot of noise. They were saying several things which made me believe they were gathering to verbally harass me. So I started voice recording, and my roommate even whispered something, and I think he said “off!” I’m not exactly sure of the source of this harassment. I’m also not exactly sure what provoked these people to collude with Bluehost to take my blog off the internet. Is it because they don’t want me to write about the stalker harassers colluding with the stockbroker to tamper with my account? Possibly. As far as recent collusion goes: first it was the stockbroker tampering with my account, which I can pretty much prove; then it was the financial institution writing about employment requirements and then changing it to credit history requirements, which I can’t really prove; then it was Bluehost taking my blog off the internet, which I can pretty much prove. I’ve been talking about vlogging, and I don’t need my blog to start. So, regarding the motivation behind last night’s harassment, I’m sure it’s a combination of things. However, since my blog is not online, to deter me from vlogging is probably one of the reasons for the harassment last night. Oh, yeah, and the subtitle of this is “more cyberstalking, and harassment” and the reason for that is because during the harassment yesterday, the cyberstalkers locked my phone…

blog – 403 Forbidden

Alright, so this is kind of weird. I checked on my blog to see if it was back online, and after refreshing the page, the error displayed went from 404 Not Found to 403 Forbidden.

Screenshot taken at 1230 on January 23rd

A couple of minutes later, I refreshed the page again, and this time a Bluehost error page is displayed:

Screenshot taken at 1245 on January 23rd
Blog back online – missing data

Alright, so it’s later in the day. I was relaxing in bed when my roommate shows up. Around the same time, I check on my blog, and it’s back online:

Screenshot taken at 2200 on January 23rd

This screenshot was taken at 2200, unsurprisingly. Since the blog was back online, I was going to continue with the blog, but I was tired, and decided to rest, and then blog the following day. Then, I was on my phone, and while I was on several different apps, I decided to launch the WordPress app, to update the app with the latest data. It’s been a while since I’ve used the app to blog. Ever since I installed WordPress on my laptop, I haven’t needed the mobile app much at all. So I go to the the page that lists all of the posts, and I can’t recall exactly what the latest post on the mobile app was, but it was definitely D Talks #40 or later. So I refresh the page, and then the refreshed pages show that the latest post is D Talks #37. The app was already not up to date with the latest post, and now that the blog is back online, the latest post is an even earlier post. So, it’s awesome that the blog is back online, but now there are missing blog posts, and missing photos and audio. As soon as I saw this, my roommate was playing video games, and says “got him,” unsurprisingly. I’m convinced the cyberstalkers told him I finally noticed there were missing blog posts, and they were expecting me to be distraught, but I was just annoyed, because, I know what’s going on.

So, just to make sure nothing was wrong with the mobile app itself, I got my laptop, and saw that the latest post was also D Talks #37. By the way, when I noticed this, my roommate said “I killed him,” not coincidental, while playing video games.

Screenshot taken at 2246 on January 23rd

Is it surprising that there are missing posts? Not at all. Bluehost tweeted something about performing backups of your website, unsurprisingly. My guess is they wanted me to be worried about losing data, but I’m not worried about losing data, because even though I didn’t download the latest back up from the Bluehost servers, I’ve been drafting each blog with the local WordPress app on my laptop.

Screenshot taken at 2253 on January 23rd

This screenshot of the tweet by Bluehost was taken before 2300, but I saw it many hours before the screenshot. By the way, that tweet makes no sense. My latest back ups are not even available because a later version of the blog was put back online. And, they are probably saying “automatic” to refer to how the same harassers who are colluding with Bluehost to harass me, colluded with Vanguard to tamper with my account to automatically reinvest the dividends of a specific stock. So at that point, I decided to start a chat with Bluehost to see why the latest version of my blog was not online. As you’ll see in the conversation, I explain how this is extremely bad practice on Bluehost’s part, so much so that no reasonable technical expert would allow this to happen:

By the way, when I was elaborating and mentioned my roommate, my roommate said “I killed him,” not coincidental, while playing video games.